Unit 3 · Borrowing, Credit & Debt

Borrow or Wait?

A real person needs money. You're their financial coach. Call it — should they borrow now, proceed with caution, or wait?

Read each case, then choose Green, Yellow, or Red using the Borrow-or-Wait guide.
You get instant coaching on every call. A faster correct answer earns a small speed bonus.
Green = borrow makes sense Yellow = caution Red = don't borrow